It seems as if more and more people are dealing with the uncomfortable effects of allergies each day. When we think of allergies, we tend to think of the outdoors—the pollen, the grass, the weeds. But a lot of what is outdoors ends up indoors. That, along with the effects of allergies from things that are actually in our home, are causing allergic reactions in people that can often be controlled, or at least minimized.
The spring real estate market is generally a busy time for buyers, sellers, real estate agents and lenders. So as not to get lost in the shuffle and miss out on your dream home, prepare for the frenzy and know what to expect… and when to expect it. Preparing yourself ahead of time might make a big difference in whether or not you are able to be the first to make an offer on your dream home, or if you find that someone else has beat you to it.
When applying for a mortgage, your mortgage lender will require you to submit many forms and fill out various (never-ending) paperwork. Once of the financial documents you will be required to submit is your bank statement. As you will find below, your bank statement is just as important as your pay stubs and your tax returns when trying to get approved for a mortgage.
Home equity is something that most, if not all, home owners have heard of, but it is important to fully understand what it is, how to take advantage of your home equity, and what you can use your home equity for.