You have gone through all the steps to purchase your new home, which can be a grueling process.  From finding a home you love, to securing financing, to enduring inspections and negotiations, to surviving the closing… you have gone through this process pondering ways to make the home “yours”.  Since it is unlikely you have purchased the perfect home, which needs no upgrades, improvements, or finishing touches, you have likely made a laundry list of tasks to tackle when you move in.  But instead of jumping in and tearing things apart, take a break and wait to renovate.

You have made the decision to purchase your own home…Congratulations!  Undoubtedly, you did not make this huge step lightly.  But on top of deciding how you want to furnish and decorate your new home, there are many things you need to be careful of before you apply for a mortgage, and also to avoid between the time you receive your preapproval until when you actually sign papers at the closing.

Anyone that has had to place their house on the market or has gone through the process of selling their home knows it can often be a difficult and time consuming process, and that is with having an agent handling the day to day transactions.  Even when things so smoothly, there are many issues to consider and many steps that have to be taken.  However, many people, mostly those who are going through it for the first time, believe they can sell their home on their own, foregoing the use of an agent.  The FSBO (For Sale By Owner) transaction often leads to delayed sales (if any) and more trouble than ever imagined.  Below are some important issues to be considered before making the decision to sell your house on your own.

Whoever coined the phrase “lazy days of summer” didn’t have a full house-hold of family members on the go.  Whether you are a stay at home parent or you work full time, we all seem to have high hopes and expectations for our summer plans and projects.  We assume that since the kids are out of school, we will automatically have more time get things done while planning our summer away.  But how many times do you find yourself in the complete opposite scenario?  Between juggling daycare, camp, play dates, and appointments with scheduled day trips to the beach, camping, vacations, we find our time dwindling and there’s even less time for the day to day things we need to get done.

The Fair Housing Act (FHA), also known as the Civil Rights Act of 1968, was established in order to protect people who are renting or buying, applying to get a mortgage, or applying for housing assistance from discrimination.