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New England Title & Escrow Services | Massachusetts Real Estate Attorney | Blog

New England Title | Massachusetts Real Estate Attorney | Blog

 

What you need to know about the New England real estate and lending market.

What factors to consider before purchasing a home?

May 14, 2018

Whether its your first home or you have gone down this road before, buying a home is a multi-faceted process.  Even before the decision was made to purchase a home, you would have weighed the pros and cons of being a homeowner.  You took the time to analyze your finances and determined how much you are able to afford while still maintain your other obligations.

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What is Massachusetts Homestead Protection?

May 07, 2018

The Massachusetts Homestead Protection Act is a law put in place to shield Massachusetts homeowners from having creditors auction off your home to pay off unsecured debt.   The purchase of a home is likely the single biggest investment most of us will ever make.  This protection will prevent creditors from putting a lien on your home should you find yourself in financial trouble.  Should you have an accident or incur unexpected medical costs, the homestead protection will allow you to keep your home and will keep the debt collectors at bay.

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What is a Loan Estimate?

May 07, 2018

A Loan Estimate is a document that details the terms of the home loan you are applying for.  By law, the lender you applied for a mortgage with must provide the loan estimate to you within three days of them receiving the application.  

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Buying a home in a flood zone

April 30, 2018

As you’re going through the motions of finding the perfect home, there are so many things to consider beyond furnishings and fixtures.  The first thing you will likely be looking into is a mortgage and homeowners insurance.   What you might not have considered is the possibility of having to purchase flood insurance.

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6 Small Cosmetic Changes that Can Increase the Value of your Home

April 23, 2018

You have decided to sell your home but feel shocked and disappointed by the asking price suggested by your listing agent. You love your property and believe it is worth much more as similar properties have sold at a higher price in your area in recent times.

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