If you’re trying to sell or buy a new property, you might be asking yourself, “do I need a real estate agent to do this right?” Today, we’re going to take a look at that question, what some real estate agent benefits are and how you can find a real estate agent that works for you.
Real estate can be a hectic job if you don’t know what you’re doing. Normal house owners usually don’t have deep knowledge about listing a house for sale. One of the most important factors that influence the sale is the timing of listing your home. Many people have struggled to do this job properly, eventually leading to a bad or unprofitable deal.
Buying a new home or property is anything but simple. The legal and financial complexities of this process can overwhelm you. That’s what a real estate agent is supposed to help you through. When you hire an agent, you do so to get the best deal for you and your family. But what if your agent isn’t really working for you?
Buying your first home is filled with many other first-time experiences, one of the most common being applying for a mortgage. While many lenders have simplified this process over the years, the need to verify your debt and income almost always comes into play. To do this, your lender will likely request lots of information, information that you’ve repeatedly been told to keep in a safe place and not share with anyone. While you may feel hesitant about sharing such confidential information, rest assured that there are federal and state laws in place to protect you. In fact, the Consumer Financial Protection Bureau says that to even receive a loan estimate you should be prepared to provide a prospective lender with the following:
It’s no wonder that the majority of homeowners dream of one day being able to pay off their home loan and live a life free from the shackles of interest rates, home finance and worries about meeting the monthly mortgage payments because the largest expense the majority of us take on in a lifetime is our mortgage and each month our home finance payments take a substantial chunk out of our take home pay.