Having a strong credit history and maintaining a good credit score will open up vast array of opportunities throughout your life. Whether applying for a mortgage, a brand new car, or hoping to land a new job, having a good credit score will help you achieve your goals, and achieve them at prime interest rates.
Winter weather can really take a toll on both the outside and inside of your home. Before the temperature drops and the snow starts to fall, take heed to the below recommendations to help shelter your home from the elements.
No doubt, fall is a favorite season for many. Sweatshirts, fires and football—they are all sure signs that summer is fading away and cooler temperatures are driving in. But as the temps drop, we often find our heating costs increasing. There are ways we can fight the increased costs, and below we highlight tips to help keep more cash in your wallet.
The simple answer is this: A land survey depicts and records the location of a property’s boundaries, structures and buildings. The results of a land survey are recorded as a legal document and the information provided is a graphic representation, similar to a map, of the property.
As a prospective home-buyer who will be considering a mortgage, you will have to determine how to come up with a down payment for your new house. The standard down payment for a conventional loan is 20 percent; however, there are other loans that might be available to you, such as the FHA loan, in which you might only be required to put down 3.5 to 5 percent of the purchase price.