Both new and existing home owners sometimes take for granted that their home is safe. Life gets busy, and let’s face it, sometimes we are running around so much that the things that are out of sight (and smell), are literally pushed aside or forgotten. Here we outline aspects of your home itself and things in your home to consider a little more carefully to be sure you have a safe haven for you and your family.
Whether your planning on renovating a newly purchased home or updating your family home, making sure you have a realistic and detailed budget is key. A well-planned budget to follow and modify as needed should be established before any purchases are made or contractors are hired.
Applying for and understanding mortgage loans can be a very confusing process for anyone. The terms, the lingo, and the paperwork can become very overwhelming very quickly, and the confusion often leads to misunderstanding important terms in the application process. There are two terms in particular that are used and referred to throughout the entire process, from the loan application review to the closing, and those terms are Interest Rate and Annual Percentage Rate (APR). Since these two words refer to the amount of money you will be responsible for paying, it is extremely important to know the difference between the two and how they relate to your mortgage payments.
There is a common misconception that those who receive Social Security Disability Insurance (SSDI) do not qualify for home ownership. Fortunately for them, this notion is just not true. While there might be more steps involved and more paperwork to complete, those on SSDI often have the same chances at becoming a homeowner as anyone else. Below we will highlight what people on SSDI need to be aware of and what is available to them.