Applying for and understanding mortgage loans can be a very confusing process for anyone. The terms, the lingo, and the paperwork can become very overwhelming very quickly, and the confusion often leads to misunderstanding important terms in the application process. There are two terms in particular that are used and referred to throughout the entire process, from the loan application review to the closing, and those terms are Interest Rate and Annual Percentage Rate (APR). Since these two words refer to the amount of money you will be responsible for paying, it is extremely important to know the difference between the two and how they relate to your mortgage payments.
With the world and the workforce changing so quickly, many employees are now finding themselves in the unique position of suddenly working from home. While the pandemic might have brought us to this unique and difficult time, employers are finding that in many cases, having their employees work from home can be beneficial and more cost effective for the employer and employee. However, in order to effectively work from home, it’s up to the employee to create a space that actually works for them. A space that is dedicated to work without the interruptions of home and family. Here are ways to make a successful office space in your home that is efficient yet comfortable.
Once you make the decision to put your house on the market, the first thing you are likely to wonder and worry about is how much you will be able to sell it for. Before committing to any one agent, it’s extremely important to reach out to a few experienced real estate agents to compare offers and the contents of the offer.
With summer in full swing, a lot of parents and caregivers are looking for alternative ways to entertain their kids and add a bit of adventure into their routines. Whether your home with the kids each day, planning vacation days, looking to fill your weekends or just trying to add a little something to your weeknights, a bit of planning can pave the way to making lasting memories. Here we look at fun and exciting ways to do this while staying close to home and watching your budget.