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New England Title & Escrow Services | Massachusetts Real Estate Attorney | Blog

New England Title | Massachusetts Real Estate Attorney | Blog

 

What you need to know about the New England real estate and lending market.

What is a Loan Estimate?

August 27, 2020

A Loan Estimate is a document that details the terms of the home loan you are applying for.  By law, the lender you applied for a mortgage with must provide the loan estimate to you within three days of them receiving the application.  

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The Fair Housing Act and What You Should Know

August 03, 2020

The Fair Housing Act (FHA), also known as the Civil Rights Act of 1968, was established in order to protect people who are renting or buying, applying to get a mortgage, or applying for housing assistance from discrimination.

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Understanding Home Equity and How to Use it to Your Advantage

August 03, 2020

Home equity is something that most, if not all, home owners have heard of, but it is important to fully understand what it is, how to take advantage of your home equity, and what you can use your home equity for. 

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Understanding Interest Rates and Annual Percentage Rate

June 08, 2020

Applying for and understanding mortgage loans can be a very confusing process for anyone.  The terms, the lingo, and the paperwork can become very overwhelming very quickly, and the confusion often leads to misunderstanding important terms in the application process.   There are two terms in particular that are used and referred to throughout the entire process, from the loan application review to the closing, and those terms are Interest Rate and Annual Percentage Rate (APR).  Since these two words refer to the amount of money you will be responsible for paying, it is extremely important to know the difference between the two and how they relate to your mortgage payments.

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Buying A Home Without A Real Estate Agent

May 25, 2020

It’s no secret that home buyers look for ways to save money regardless of whether they are buying their first home or their second home.  And while there are certainly ways to cut corners and save a buck here and there, a good number of people choose to forego hiring a real estate agent to represent them in the home buying process... which could ultimately end up costing them more in the long run.

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