If you’re thinking of refinancing your home in the near future, there is a lot you need to consider. You need to determine your own reasons for refinancing and if refinancing is a feasible option for you and your circumstances.  You also need to consider which mortgage company is the best option for you, keeping in mind that your current mortgage lender might not always the best choice for your refinance. Circumstances change. Your credit score/report might have changed. Your financial situation might have changed. Taking all of that into consideration, you need to do some leg work to find the right lender and right type of loan. We’ve put together some important questions to ask prospective lenders before you decide which to move forward with.

Whether you have owned your home for quite some time or you’ve just recently purchased your home, you might consider refinancing your home to take advantage of lower interest rates.