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New England Title & Escrow Services | Massachusetts Real Estate Attorney | Blog

New England Title | Massachusetts Real Estate Attorney | Blog

 

What you need to know about the New England real estate and lending market.

Questions To Ask Yourself Before You Refinance

February 08, 2021

All time low mortgage rates have many people looking at refinancing options. But like with any other financial decision, there are certainly a number of questions you should ask yourself before you decide to take the plunge to refinance. To make it a bit easier, we’ve outlined some key points to consider before you call your lender.

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Could A Cash-Back Refinance Be The Answer To Getting Rid Of Holiday Debt?

February 01, 2021

If you are one of the many consumers that are dreading opening their credit card bills that are pouring in, know you’re not alone. At this time of year, when we are looking forward to what the new year will bring (never more so than this year!) consumers find themselves struggling with how to keep up with their holiday bills. Even though 2020 was a tough year financially for many, the NRF (National Retail Federation) reports that spending was down just slightly for the average American this past holiday season. This leads us to our question: Can a cash-out refinance help you breathe a little easier?

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Home Related Ideas That Will Put Your Tax Refund To Good Use

January 25, 2021

The first of the year rolls around and many Americans start thinking about their tax refund and how they are going to spend it. Put it towards a family vacation? Use it for a down payment on a new car? Pay off holiday bills? Maybe its time to start thinking about ways to really put that refund to good use.

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Understanding Interest Rates and Annual Percentage Rate

January 18, 2021

Applying for and understanding mortgage loans can be a very confusing process for anyone.  The terms, the lingo, and the paperwork can become very overwhelming very quickly, and the confusion often leads to misunderstanding important terms in the application process.   There are two terms in particular that are used and referred to throughout the entire process, from the loan application review to the closing, and those terms are Interest Rate and Annual Percentage Rate (APR).  Since these two words refer to the amount of money you will be responsible for paying, it is extremely important to know the difference between the two and how they relate to your mortgage payments.

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Items Every New Home Owner Should Own

January 11, 2021

First time homebuyers have a lot to worry about.  They have likely just spent every last waking moment of the past few months worrying about mortgage lenders, title companies, inspections, down payments and closing costs.  Many times, it is not until papers are signed and your physically moving into your new home that you start to realize there are many items you need—and probably wish you had on hand.  So while going through the (never ending) process of buying your home, think about acquiring the items listed below and consider yourself prepared for home ownership.  If you are lucky, maybe family and friends might choose any of the below as “practical” house warming gifts!

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