First time homebuyers have a lot to worry about. They have likely just spent every last waking moment of the past few months worrying about mortgage lenders, title companies, inspections, down payments and closing costs. Many times, it is not until papers are signed and your physically moving into your new home that you start to realize there are many items you need—and probably wish you had on hand. So while going through the (never ending) process of buying your home, think about acquiring the items listed below and consider yourself prepared for home ownership. If you are lucky, maybe family and friends might choose any of the below as “practical” house warming gifts!
Every day, more and more people are becoming more environmentally conscious. Adopting eco-friendly habits will not only help our environment, but it will also help you to save money. Here we list things you can change or update in your home to work towards this goal.
Planning a trip can be very exciting, but there is always a lot to consider and a lot to do in preparation. Whether it’s a work-related trip or an adventure with your family, you spend time figuring out all of the details to make sure you and your family arrive safely and enjoy your time away. But one thing many people do not spend enough time planning is how to keep their home safe while they are gone. Below we highlight ways to protect your home so as not to come home to a very unpleasant surprise.
Renting instead of Buying. Plain and simple, renting an apartment or a house will not build equity. Your payments are not providing any financial benefit to you. Once you know you are ready to take the step into home-ownership and you are financially prepared to do so, do not procrastinate. Even if you know you might be moving or know you will eventually want a larger or newer home, buying a house now just might prove to be a sound financial investment. If you can find a home at a decent price or a home that needs a bit a work that you are not afraid to tackle, the equity you build up has the potential to provide a much-needed down payment on a home you can plan your future in.