Renting instead of Buying. Plain and simple, renting an apartment or a house will not build equity. Your payments are not providing any financial benefit to you. Once you know you are ready to take the step into home-ownership and you are financially prepared to do so, do not procrastinate. Even if you know you might be moving or know you will eventually want a larger or newer home, buying a house now just might prove to be a sound financial investment. If you can find a home at a decent price or a home that needs a bit a work that you are not afraid to tackle, the equity you build up has the potential to provide a much-needed down payment on a home you can plan your future in.
Though most people probably agree it is not the ideal time to buy a home, home shopping in the winter can lead to some great opportunities. You might find yourself in a position where you need to move during the winter (new job, losing your current rental, family illness), or perhaps winter is the only time you can really fit home shopping, and all of the glorious activities that go along with buying a new home, into your family’s busy schedule. Whatever the reason, we have outlined what you should know about winter home hunting and buying.
Having a strong credit history and maintaining a good credit score will open up vast array of opportunities throughout your life. Whether applying for a mortgage, a brand new car, or hoping to land a new job, having a good credit score will help you achieve your goals, and achieve them at prime interest rates.
Winter weather can really take a toll on both the outside and inside of your home. Before the temperature drops and the snow starts to fall, take heed to the below recommendations to help shelter your home from the elements.