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New England Title & Escrow Services | Massachusetts Real Estate Attorney | Blog

New England Title | Massachusetts Real Estate Attorney | Blog

 

What you need to know about the New England real estate and lending market.

Buying A Home Without A Real Estate Agent

May 25, 2020

It’s no secret that home buyers look for ways to save money regardless of whether they are buying their first home or their second home.  And while there are certainly ways to cut corners and save a buck here and there, a good number of people choose to forego hiring a real estate agent to represent them in the home buying process... which could ultimately end up costing them more in the long run.

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Enhance Your Curb Appeal

February 10, 2020

The inside of your home might be newly renovated with new appliances, fresh pain and newly finished hardwood floors, but if your home is lacking curb appeal, you may never get potential buyers inside your front door.  Your home’s exterior, along with your lawn, gardens, garage and walkways need to turn heads and grab the attention of buyers and passersby.

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Is a Move-In Ready Home the Right Option for You?

January 20, 2020

You’ve made the decision to move, and you cannot wait to live in your new house.  But now you are faced with the decision of what kind of house you want to buy, and this goes beyond deciding if you want to live in a Cape, Ranch or Colonial.  What you need to decide is if you want a “new to you” house, a house that is new construction, or a move-in ready house.  It is important to know the difference and what each has to offer. 

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Most Common Reasons A House Does Not Sell

January 13, 2020

Truth be told, there are a variety of reasons why a house might stay on the market for an extended period of time.  Any time a house remains unsold for 90 days or more, real estate agents consider the house to be “stale”.  Once this happens, the selling price typically drops because potential buyers look at the listing and assume there is something wrong with the property, bypassing it all together.  However, the property really could be a gem in disguise and you need to determine why the house isn’t selling.

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What You Need to Know About Using Gift Funds for Your Down Payment

July 22, 2019

Coming up with a down payment for a house is often a worry for want-to-be homeowners.  Depending on the type of home loan you intend on applying for, you would need either 3.5 to 5 percent of the purchase price, or the standard 20 percent of the purchase price.  So where does that money come from?  For most people, it comes from years of savings and hard work, and if you are fortunate enough, a portion might come from gift funds.  Perhaps the money was given to you as a wedding gift, or maybe from your parents to help you get started as you head out on your own.  Regardless of where the gift funds came from, there are guidelines and procedures that must be followed if you’re using gift funds for a down payment.

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